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Protect your business vehicles with liability, physical damage, and driver coverage.
Licensed in PA, TX, VA, MD, OH, TN & KY only. Quotes available for these states.
Quick Answer
Claims from accidents caused by your drivers.
Repairs for company vehicles.
Protection from uninsured drivers.
Medical bills for occupants.
Coverage for rented or employee vehicles.
Coverage for goods in transit.
Why You Need It
Commercial auto insurance protects your business vehicles, your employees, and your financial liability. Whether you're making deliveries or transporting equipment, it helps cover accidents, damages, and legal claims, so your business keeps moving forward.
Single vehicle operations.
Small fleets and delivery teams.
Large fleets with specialized vehicles.
Vehicle type
Heavier vehicles cost more to insure.
Driver history
Claims and violations increase premiums.
Mileage
Higher mileage increases exposure.
Industry
Risk varies by industry and use.
Yes if the vehicle is used for business purposes.
Hired and non-owned coverage can protect that exposure.
Turnaround varies by vehicle list, drivers, and carrier requirements. We will confirm timing after review.
Yes. Trailers can be added to the policy.
If you transport goods, cargo coverage is recommended.
Rental coverage can be added for downtime protection.
Limited personal use may be included by endorsement.
Yes. We can build fleet programs for multiple vehicles.
Quote Support
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Blog
Commercial vehicle insurance guidance, fleet coverage tips, and state requirements across PA, TX, VA, MD, OH, TN, and KY.
May 6, 2026
Commercial Auto Insurance Why Personal Auto Does Not Cover Business Use
Personal auto policies deny business-use claims. Learn what commercial auto covers, PA minimum limits, HNOA explained, cost by vehicle type, and 8 premium factors with real data from Insureon, Progressive, and the PA PUC.
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Commercial Trucking Insurance Requirements by State 2026
FMCSA requires $750,000 minimum liability for general freight, $1,000,000 for oil transport, and $5,000,000 for hazmat. Dragon helps owner-operators meet federal and state filing requirements in PA, TX, VA, MD, OH, TN, and KY.
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May 5, 2026
General Liability Insurance for Small Businesses What It Covers and Why Contracts Require It
General liability insurance is the foundation of every business insurance program. Learn what it covers, what it does not, and how much it costs for your industry.
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