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Cover your personal property and liability even when you do not own the building.
Licensed in PA, TX, VA, MD, OH, TN & KY only. Quotes available for these states.
Quick Answer
Covers furniture, electronics, and belongings.
Protection if someone is injured in your rental.
Small medical claims for guests.
Coverage for stolen items on or off premises.
Protects against fire-related damage.
Why You Need It
Renters insurance protects your personal belongings from theft, fire, and other unexpected events. It also provides liability coverage if someone is injured in your rental, helping you avoid costly out-of-pocket expenses.
Studio and single-bedroom apartments.
Renters with more valuables or roommates.
Renters with high-value electronics or jewelry.
Property value
More belongings require higher limits.
Location
Claims frequency varies by neighborhood.
Deductible
Higher deductibles reduce premium.
Security
Alarm systems can lower rates.
Only if they are listed on the policy.
Many landlords require it as part of the lease.
Yes. Personal property coverage often extends off-premises.
We can add endorsements for home office equipment.
Turnaround varies by carrier and requested coverage. We will confirm timing after we review the basics.
Flood insurance is separate and not included in renters policies.
Yes. Bundling can reduce your premium.
High-value items should be scheduled for full protection.
The average Pennsylvania renters insurance policy costs $12 to $18 per month ($144 to $216 per year) for a standard policy with $30,000 in personal property coverage and $100,000 in liability, according to Progressive 2025 data. Rates vary by city, with Philadelphia running higher at $16 to $22 per month and Pittsburgh a bit lower at $13 to $16 per month, while rural PA renters often pay less. Your exact premium depends on coverage limits, deductible, and location. Call Dragon Insurance or get a free quote to see your rate.
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Local Coverage
Dragon Insurance Services helps renters in Camp Hill, Lemoyne, Harrisburg, and throughout Cumberland County find affordable renters insurance. Our Camp Hill, PA office is at 1525 Cedar Cliff Dr STE 202, Camp Hill, PA 17011 and we compare 30 plus carriers to protect your belongings and liability at a price that fits your budget.
Most renters insurance policies in the Camp Hill area cost less than you might expect. Call 717-229-5115 or get a quote online and we will confirm pricing based on your coverage needs.
Locally based in Camp Hill, PA, serving clients across Pennsylvania, Texas, Virginia, Maryland, Ohio, Tennessee, and Kentucky. Camp Hill, Lemoyne, Harrisburg, Mechanicsburg, and Enola are our primary local area.
Comparing providers? Best Renters Insurance Companies of 2026: Rates and Rankings compares the top carriers for PA, TX, VA, MD, OH, TN, and KY renters.
Renting in Pennsylvania?
Dragon Insurance is headquartered in Camp Hill, PA. Our PA renters guide covers city-by-city rates for Philadelphia, Pittsburgh, Harrisburg, Lancaster, and more, plus landlord rules and discount tips.
Read: Renters Insurance in PennsylvaniaBlog
Renters insurance guidance, what it covers, and how to find affordable coverage.
June 9, 2026
Best Renters Insurance Companies of 2026: Top Picks Ranked
The best renters insurance covers personal property, liability, and additional living expenses at an affordable monthly rate. Dragon compares Progressive, Liberty Mutual, and Safeco to find the best fit in PA, TX, VA, MD, OH, TN, and KY. Get a free quote to see rates for your situation.
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May 1, 2026
Renters Insurance What It Covers, How Much It Costs, and Why You Need It
Your landlord's policy covers the building — not your belongings. Renters insurance protects everything you own at an affordable monthly rate.
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June 24, 2026
Renters Insurance in Pennsylvania: Cost, Coverage & City Rates
PA renters insurance rates depend on city, coverage level, and carrier. Dragon Insurance compares Safeco, Liberty Mutual, and Progressive for Philadelphia, Pittsburgh, Harrisburg, and other PA cities. Get a free quote to see rates for your situation.
Read article →
