Independent Insurance Agency Serving Rockville, MD

Yes. Maryland law requires $2,500 in Personal Injury Protection (PIP) with every auto policy under Maryland Insurance Code Section 19-505. PIP covers medical expenses for you and your passengers regardless of who caused the accident. Drivers who have health insurance may elect a reduced or waived PIP option, but this must be done in writing. We explain the trade-offs during every quote.

Yes. Maryland requires Uninsured Motorist (UM) coverage at the same limits as your liability coverage under Maryland Insurance Code Section 19-509. This means if your liability is 30/60/15, your UM coverage must also be at least 30/60/15. This requirement provides important protection given that a meaningful percentage of Maryland drivers are uninsured.

Rockville homeowners insurance costs vary by home age, construction type, ZIP code, and carrier. As the Montgomery County seat, Rockville has a mix of established neighborhoods and newer construction near the Town Center that price differently. As an independent broker we compare 30 plus carriers to find the most competitive rate for your specific property.

Rockville sits inside Maryland's I-270 Technology Corridor, home to a concentration of biotech firms, federal contractors, and professional-services employers. Most need General Liability at minimum, and many carry Professional Liability (errors and omissions) for consulting or advisory work. A Business Owner's Policy often bundles general liability with commercial property at a lower combined cost, and Maryland requires workers compensation for most employers with one or more employees (Maryland Code, Labor and Employment Article Section 9-402). We identify the right combination for your industry.

Yes. Renters insurance covers your personal belongings against theft, fire, and other covered perils, provides liability protection if someone is injured in your rental, and includes loss-of-use coverage if your unit becomes uninhabitable. Rockville renters insurance typically costs $15 to $25 per month depending on coverage limits.

Yes. Dragon Insurance is licensed in Maryland and serves clients throughout Rockville and Montgomery County including Gaithersburg, Bethesda, and Silver Spring. We handle all quotes by phone and online, with no office visit required. Call 717-229-5115 or request a quote online to get started.