Independent Insurance Broker in Enola, PA

Pennsylvania requires minimum liability coverage of 15/30/5: $15,000 bodily injury per person, $30,000 per accident, and $5,000 property damage, plus $5,000 in First Party Benefits. PA is a choice no-fault state, meaning drivers choose between limited tort and full tort coverage. We recommend reviewing your limits annually, especially if your income or assets have changed.

For a typical Enola-area home, annual homeowners insurance premiums generally range from $1,100 to $1,800 depending on home age, roof condition, deductible, and coverage limits. Enola sits near Conodoguinet Creek, which may affect flood risk for properties close to the waterway. As an independent broker we compare 30+ carriers to find your best rate.

Standard homeowners policies do not cover flooding. Properties near Conodoguinet Creek in East Pennsboro Township and Enola may fall within FEMA flood zones. We can review your specific flood risk and quote National Flood Insurance Program (NFIP) or private flood insurance alongside your homeowners policy.

Most Enola small businesses need at minimum General Liability coverage. Many benefit from a Business Owner's Policy (BOP), which bundles general liability and commercial property at a lower combined cost. If you have employees, Workers Compensation is required by Pennsylvania law from your very first employee. We help you identify the right combination for your industry.

Call 717-229-5115, visit our Camp Hill office at 1525 Cedar Cliff Drive, or submit the online quote form. We compare rates from 30+ carriers and typically deliver quotes within one hour. Having your current policy and vehicle VIN ready speeds up the process.