Loading
Preparing your coverage insights...
Loading
Preparing your coverage insights...
Protect your motorhome, travel trailer, fifth wheel, or camper with coverage built for your adventures — from weekend trips to full-time living.
Coverage for injuries or damage to others.
Repairs after accidents.
Theft, fire, and weather losses.
Coverage for belongings inside the RV.
Liability while parked and used as a residence.
Towing and emergency services.
Why You Need It
RV insurance protects your vehicle, your belongings, and your liability while you’re on the road or parked. From accidents to unexpected damages, the right coverage keeps your travels worry-free.
Weekend travelers with older RVs.
Frequent road trippers.
Full-time RV owners.
RV type
Motorhomes cost more than travel trailers.
Usage
Full-time use requires more coverage.
Location
Weather and theft rates affect pricing.
Claims history
Prior losses can increase premium.
Yes. Personal effects coverage protects items stored in the RV.
Yes. Roadside coverage can be added for towing and support.
Motorhomes typically require liability coverage like autos.
Yes. Full-timers should consider vacation liability coverage.
Turnaround varies by RV type, usage, and carrier requirements. We will confirm timing after review.
Flood coverage is not included and may need a separate policy.
Yes. We can insure travel trailers and fifth wheels.
Yes. Storage-only coverage can lower premium in the off-season.
The terms are often used interchangeably. A motorhome is a self-propelled RV (Class A, B, or C) and requires its own vehicle policy with state-minimum liability. Travel trailers, fifth wheels, and campers are towed and insured under a separate towable policy. Coverage needs and rates differ by type.
Travel trailer insurance typically ranges from $200 to $800 per year depending on the trailer's value, how often you use it, and your coverage selections. We compare carriers to find the right policy for your situation.
Yes. Class A motorhomes require their own insurance policy similar to a vehicle — typically with higher liability limits due to their size and value. We can compare Class A motorhome policies from multiple carriers across all seven states we serve.
The best RV insurance depends on your RV type, usage, and budget. Carriers like National General, Progressive, and Good Sam are frequently rated well for RV-specific coverage. As an independent agency, Dragon Insurance compares options across multiple carriers — including specialized RV insurers — to find the best fit for your motorhome, travel trailer, or camper.
Quote Support
Submit your details and an advisor will reach out soon.
Prefer to talk now? Tap to call and we’ll guide you through the next steps.
Contact Us
Tell us a bit about what you need and we will respond as soon as possible.
Blog
RV insurance guidance for motorhomes, travel trailers, and full-time RV living across PA, TX, VA, MD, OH, TN, and KY.
May 19, 2026
Cheap Auto Insurance in Pennsylvania: Real Rates, PA Requirements & How to Save
PA minimum coverage averages $50/month statewide. Learn which companies are cheapest, what PA law requires, and 8 proven ways to lower your rate — including tips for new residents and immigrants.
Read articleMay 9, 2026
RV Insurance Guide 2026: Costs, Coverage Types, and Full-Timer Policies Explained
RV insurance costs $200 to $3,500+ per year depending on type. Learn what motorhome, travel trailer, and full-timer policies cover, what they exclude, and how to find the right rate across PA, TX, VA, MD, OH, TN, and KY.
Read articleMay 8, 2026
Boat Insurance: What It Covers, What It Costs & What Home Policies Miss
Your homeowners policy covers your boat on the driveway not on the water. Boat insurance covers hull damage, liability, towing, and personal effects. Costs $200–$500/year for most vessels.
Read article