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Protect your motorhome, travel trailer, fifth wheel, or camper with coverage built for your adventures, from weekend trips to full-time living.
Licensed in PA, TX, VA, MD, OH, TN & KY only. Quotes available for these states.
Quick Answer
Coverage for injuries or damage to others.
Repairs after accidents.
Theft, fire, and weather losses.
Coverage for belongings inside the RV.
Liability while parked and used as a residence.
Towing and emergency services.
Why You Need It
RV insurance protects your vehicle, your belongings, and your liability while you're on the road or parked. From accidents to unexpected damages, the right coverage keeps your travels worry-free.
Weekend travelers with older RVs.
Frequent road trippers.
Full-time RV owners.
RV type
Motorhomes cost more than travel trailers.
Usage
Full-time use requires more coverage.
Location
Weather and theft rates affect pricing.
Claims history
Prior losses can increase premium.
Yes. Personal effects coverage protects items stored in the RV.
Yes. Roadside coverage can be added for towing and support.
Motorhomes typically require liability coverage like autos.
Yes. Full-timers should consider vacation liability coverage.
Turnaround varies by RV type, usage, and carrier requirements. We will confirm timing after review.
Flood coverage is not included and may need a separate policy.
Yes. We can insure travel trailers and fifth wheels.
Yes. Storage-only coverage can lower premium in the off-season.
The terms are often used interchangeably. A motorhome is a self-propelled RV (Class A, B, or C) and requires its own vehicle policy with state-minimum liability. Travel trailers, fifth wheels, and campers are towed and insured under a separate towable policy. Coverage needs and rates differ by type.
Travel trailer insurance typically ranges from $200 to $800 per year depending on the trailer's value, how often you use it, and your coverage selections. We compare carriers to find the right policy for your situation.
Yes. Class A motorhomes require their own insurance policy similar to a vehicle, typically with higher liability limits due to their size and value. We can compare Class A motorhome policies from multiple carriers across all seven states we serve.
The best RV insurance depends on your RV type, usage, and budget. Carriers like National General, Progressive, and Foremost are frequently rated well for RV-specific coverage. As an independent agency, Dragon Insurance compares options across multiple carriers, including specialized RV insurers, to find the best fit for your motorhome, travel trailer, or camper.
Quote Support
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Local Coverage
Dragon Insurance Services is a licensed independent RV insurance agency at 1525 Cedar Cliff Dr STE 202, Camp Hill, PA 17011. We help RV owners across Camp Hill, Lemoyne, Harrisburg, Enola, and Cumberland County compare motorhome, travel trailer, and fifth-wheel insurance quotes from 30 plus carriers.
Whether you need full-timer coverage, vacation liability, or storage-only rates for the off-season, we compare carriers to find your best fit across PA, TX, VA, MD, OH, TN, and KY. Call 717-229-5115 or get a quote online.
Locally based in Camp Hill, PA, serving clients across Pennsylvania, Texas, Virginia, Maryland, Ohio, Tennessee, and Kentucky.
Living in your RV full time? Best RV Insurance for Full-Timers 2026: Top Carriers for Full-Time RV Living covers what standard RV policies miss and which carriers write full-timer coverage.
Blog
RV insurance guidance for motorhomes, travel trailers, and full-time RV living across PA, TX, VA, MD, OH, TN, and KY.
June 8, 2026
Full-Time RV Insurance 2026: Best Full-Timer Policies Ranked
Standard RV insurance excludes full-time residential use. Full-timers need a full-timer endorsement for personal liability, total loss replacement, and living expense coverage. Dragon quotes Progressive, Foremost, and National General for full-time RV policies.
Read article →
May 30, 2026
How Much Is RV Insurance in 2026? Real Costs by RV Type, State, and Coverage
RV insurance cost depends on RV type, value, use frequency, and state. Real 2026 guidance by Class A, Class C, travel trailer, and state (PA, TX, VA, MD, OH, TN, KY). Full-timer premiums explained.
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May 9, 2026
RV Insurance Guide 2026: Costs, Coverage Types, and State Rules Explained
RV insurance cost depends on rig type, value, how you use it, and where you travel. Learn what motorhome, travel trailer, and full-timer policies cover, what they exclude, and how to find the right rate across PA, TX, VA, MD, OH, TN, and KY.
Read article →
