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Protect your building, equipment, and business assets from unexpected events like fire, storms, theft, or vandalism.
Coverage for owned buildings.
Equipment, furniture, inventory.
Income replacement after a loss.
Protection for critical equipment.
Coverage for stolen property.
Costs to keep operations running.
Why You Need It
Commercial property insurance protects your building, equipment, and business assets from unexpected events like fire, storms, theft, or vandalism. It helps your business recover quickly and continue operating without major financial loss.
Small retail or office locations.
Growing businesses with equipment needs.
Larger operations with multiple locations.
Construction
Building materials impact risk.
Location
Weather and crime rates affect pricing.
Protection
Alarms and sprinklers reduce premiums.
Business type
Operations impact hazard profile.
Business interruption can be added to replace lost income.
Flood coverage requires a separate policy.
Turnaround varies by location details and carrier requirements. We will confirm timing after review.
Yes. We can insure tenant improvements and contents.
We can schedule multiple locations on one policy.
Equipment breakdown can be added as an endorsement.
We can structure coverage for replacement cost value.
Signs can be covered with specific endorsements.
Quote Support
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Contact Us
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Blog
Commercial property insurance guidance, coverage types, and ways to protect your business assets.
June 9, 2026
What Is Non-Trucking Liability Insurance? Guide for Owner-Operators
Non-trucking liability (NTL) insurance protects owner-operators when they use their truck for personal, non-business purposes between loads. It is not the same as bobtail insurance. Dragon writes NTL through biBerk, CNA, and Pathpoint.
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June 9, 2026
Commercial Trucking Insurance Requirements by State 2026
FMCSA requires $750,000 minimum liability for general freight, $1,000,000 for oil transport, and $5,000,000 for hazmat. Dragon helps owner-operators meet federal and state filing requirements in PA, TX, VA, MD, OH, TN, and KY.
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June 9, 2026
Hot Shot Trucking Insurance: What Owner-Operators Need in 2026
Hot shot trucking uses pickup trucks and flatbeds to haul time-sensitive loads under 26,000 lbs GVWR. Dragon writes hot shot insurance through biBerk, CNA, and Pathpoint with primary liability from $300,000 to $1,000,000 and cargo from $100,000.
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