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Coverage for errors, omissions, and professional mistakes in your services.
Claims from mistakes in your work.
Protection if a client alleges negligence.
Attorney fees and court costs.
Claims related to advice or guidance.
Coverage for covered professional delays.
Support for certain regulatory actions.
Why You Need It
Professional liability insurance protects your business from claims of negligence, errors, or failure to deliver services as promised. It helps cover legal costs, settlements, and damages - so your reputation and finances stay protected.
Freelancers and solo professionals.
Growing agencies and firms.
High-risk or regulated industries.
Industry
Some professions are higher risk.
Revenue
Higher revenue can increase limits needed.
Claims history
Prior claims affect pricing.
Contract terms
Indemnification clauses matter.
Many contracts require proof of E&O coverage.
No. General liability does not cover professional errors.
Turnaround varies by industry and carrier requirements. We will confirm timing after review.
Yes. Cyber endorsements can be added for data incidents.
We can include subcontractor coverage where needed.
Some policies can cover certain delays depending on terms.
Limits depend on contract requirements, revenue, and risk profile. We can recommend options based on your needs.
Professional liability is usually separate from BOP coverage.
Quote Support
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Contact Us
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Blog
E&O and professional liability insurance guidance for service businesses and licensed professionals.
May 16, 2026
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