Independent Insurance Broker in Virginia Beach, VA

As of July 1, 2025, Virginia requires minimum liability coverage of 50/100/25: $50,000 bodily injury per person, $100,000 per accident, and $25,000 property damage, raised from the prior 30/60/20 minimum under House Bill 1077. Virginia also requires uninsured motorist coverage at the same limits as your liability coverage. If you have not reviewed your policy since before July 2025, it is worth confirming your limits meet the new minimum.

Yes. Virginia Beach is home to Naval Air Station Oceana (10,000+ active duty) and Joint Expeditionary Base Little Creek-Fort Story (7,000+ active duty), and motorcycle ownership is common among service members stationed there. We compare 30+ carriers for motorcycle liability and full coverage, including options for riders who need SR-22 filing or who are new to Virginia and building a driving record here.

Virginia does not have a single state law requiring private boat insurance, but marinas along the Chesapeake Bay and Atlantic coastline commonly require proof of liability coverage, often $100,000 or more, before they will let you dock or store a boat, and lenders financing a boat purchase typically require comprehensive and collision coverage until the loan is paid off. Given Virginia Beach's coastal and Chesapeake Bay boating culture, we compare boat insurance from carriers including Progressive, Safeco, National General, and Foremost.

Yes. Because we are licensed in Virginia along with Pennsylvania, Texas, Maryland, Ohio, Tennessee, and Kentucky, military families relocating in or out of Hampton Roads can often keep the same broker across a PCS move instead of starting over with a new agent at each duty station. Call us before your move to line up coverage for your new address.

Call 717-229-5115 or submit the online quote form. We compare rates from 30+ carriers and typically deliver quotes within one hour. Having your current policy and vehicle VIN ready speeds up the process.