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Harrisburg, PA
Whether you just bought a fifth wheel in Hershey or you store a motorhome off I-81 every winter, Dragon Insurance compares Foremost, Progressive, National General, AAA, and Liberty Mutual in one call from our Camp Hill office, 15 minutes from downtown Harrisburg.
Call for a quote on the spot. Online requests answered within 1 hour on business days.

Quick Answer
Is RV insurance required in Pennsylvania?Yes for a motorhome, which must carry the state's auto minimums of 15/30/5 liability and $5,000 in medical benefits. A towable trailer rides on the tow vehicle's liability, but damage to the trailer itself needs its own policy. Call 717-229-5115 and we quote both.

Harrisburg sits where I-81, I-83, and the PA Turnpike converge, with Hershey's RV show and a ring of state park campgrounds a short drive away.
Seven coverages, each tied to a real way an RV gets damaged or stranded.
Liability
Pays for injuries and damage you cause with the RV. A heavy coach in I-83 or Turnpike traffic can blow through state minimums in one crash, so we quote higher limits next to the minimum.
Collision and comprehensive
Collision fixes the rig after a crash. Comprehensive covers deer strikes, theft, fire, hail, and a tree branch through the roof. We price both at more than one deductible.
Full-timer coverage
Living in the RV? This adds home-style liability around your campsite, coverage a recreational policy may not include.
Personal effects
Covers what you carry inside: bikes, tools, electronics, and gear. Full-timers usually need a higher limit than weekend campers.
Emergency expense
Helps with lodging, meals, and travel home when a covered loss leaves the RV disabled far from Harrisburg.
Roadside assistance and towing
A disabled Class A needs a heavy-duty wrecker, not a standard tow truck. This add-on handles the tow and roadside help like tire changes.
Storage coverage
Parked from fall to spring? A storage option trims driving coverage while comprehensive stays on for theft, fire, and freeze-season weather.
Want every option for motorhomes, travel trailers, and fifth wheels? Compare RV insurance quotes on our main RV page.
These minimums come from the Pennsylvania Insurance Department and apply to every RV you drive on Pennsylvania roads.
Motorhomes
Travel trailers and fifth wheels
For tort options, registration, and statewide costs, read our Pennsylvania RV insurance guide. Curious how prices compare by rig type? See how much RV insurance costs in 2026.
We are on the West Shore, so we know the roads your rig travels.
Comparing carriers first? See our ranking of the best RV insurance companies of 2026, or browse every policy we write on our Harrisburg insurance page. Towing with a truck? Add it to the same call with Harrisburg auto insurance quotes.
What Central Pennsylvania RV owners ask us before they buy.
Yes for a motorhome. Any RV you drive must carry Pennsylvania's auto minimums: $15,000 per person and $30,000 per accident for injuries, $5,000 for property damage, and $5,000 in medical benefits. A towable travel trailer or fifth wheel is covered for liability by the tow vehicle's policy while hitched, but damage to the trailer itself needs its own coverage. Call 717-229-5115 and we quote both.
It depends mostly on the RV's value, whether it is a motorhome or a towable, how you use it, and where it is stored. A small travel trailer and a diesel pusher are priced very differently. Call 717-229-5115 and we compare Foremost, Progressive, National General, AAA, and Liberty Mutual (formerly Safeco) on the same limits, so you see the lowest qualifying price for your rig in one call.
Yes. If you buy at America's Largest RV Show in Hershey, call us with the VIN and the purchase price before you hitch up or drive away. We compare five RV carriers and bind coverage so the dealer gets proof of insurance and the rig is protected on the trip home.
Yes, if your RV carries comprehensive coverage. Hitting a deer is generally a comprehensive claim, not collision, so it is paid minus your comprehensive deductible. Deer are common on the rural roads around Harrisburg, so we quote comprehensive at more than one deductible and you choose the trade-off.
Often, yes. Many carriers offer a storage option that reduces driving coverage while the RV is parked and keeps comprehensive active for theft, fire, and weather. Tell us the months it sits and where, and we compare the storage terms across the RV carriers we write.
Often, yes. Several of the carriers we write insure cars and homes as well as RVs, so we quote the RV alongside the truck that tows it and the house it is parked at, and show whether a multi-policy discount applies. One call from our Camp Hill office covers all of it.
57th annual show, September 16-20, 2026, Giant Center, Hershey; more than 1,400 new RVs from 42 manufacturers.
15/30 bodily injury, $5,000 property damage, and $5,000 medical benefits minimums.
Full-service York County park with overnight facilities reservable through PA State Parks.
Cumberland County park with overnight facilities reservable through PA State Parks.
Sources checked October 2026.
Harrisburg, PA
Have the RV's year, make, model, and VIN handy. We compare five RV carriers while you are on the phone and send proof of coverage once the policy is bound. English, Nepali, and Hindi spoken.
90+ five-star reviews · Independent agency, licensed in Pennsylvania
Blog
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