Learning Center

Understanding Home Insurance Coverage

A clear breakdown of dwelling, contents, liability, and ALE.

Dwelling coverage

Dwelling coverage protects the structure of your home. It pays to rebuild after covered losses like fire or wind.

Personal property covers furniture, electronics, and belongings. Keep an inventory to estimate limits.

Liability coverage helps if someone is injured on your property or you damage someone else's property.

ALE pays for temporary housing while your home is being repaired after a covered loss.

Preparing your coverage insights...