Trucking

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What it is: Insurance designed for commercial trucking operations.
Who it’s for: Owner-operators, fleets, and trucking businesses.

What it commonly covers:

• Auto liability: Required for most trucking operations.
• Physical damage: Repairs your truck after collision or other damage.
• Cargo coverage: Protects goods you transport (if included/required).
• Non-trucking liability (bobtail): Covers you when driving the truck off-duty (depends on operation).
• Trailer interchange: Covers non-owned trailers under your control.

Trucking insurance usually depends heavily on DOT/MC status, radius, type of freight, and contracts.