Commercial Property

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What it is: Protects business property (building and/or contents).
Who it’s for: Businesses that own or rent space, store inventory, or have equipment.

Typically covers:

• Building (if owned)
• Contents (equipment, tools, furniture, inventory)
• Covered events like fire, theft, wind (policy-specific)

Good to add:

• Business interruption
• Equipment breakdown (for HVAC, machinery, etc.)