Auto & Home Warranty

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What it is: A service contract that helps pay for certain vehicle repairs after the factory warranty ends.
Who it’s for: Drivers who want protection from expensive mechanical breakdowns.

Typically covers (depending on plan):

• Engine, transmission, drivetrain
• Sometimes electronics, AC, steering, suspension

Important: Coverage depends heavily on what the contract includes and exclusions/maintenance rules.

What it is: Helps cover repair/replacement of major home systems/appliances due to wear and tear. Who it’s for: Homeowners who want predictable costs for repairs.Common items covered (varies by plan):

• HVAC, plumbing, electrical
• Water heater
• Kitchen appliances

Important: It’s not the same as home insurance—home insurance covers sudden damage events; home warranty focuses on breakdowns from use.

• Equipment breakdown (for HVAC, machinery, etc.)